We're looking to get a new garage door fitted in the next week or so and the guy I'm dealing with has offered a cash deal for £1300, but £1400 + VAT if we pay by card. He muttered something about the extra £100 being corporation tax.

I'm not against paying cash but then wondered if it would leave us with no back up if things go wrong. Not even sure whether a CC would be any use in this instance anyway? Does CC protection cover shoddy services?

The company has been around for over 30 years and their name was given to us by the manufacturer of the old garage door as an approved trader, so no immediate alarm bells. But, weirdly I can't find any reviews of them, apart from 5 google reviews from the past 5 years.

So, cash or card?