Paying firms with cash

[Suds]

https://www.gov.uk/benefit-cap

https://www.gov.uk/benefit-cap/benefit-cap-amounts

Certainly no life of luxury

Sems like you are a little uneasy about tax money supporting a family with someone who has a disability.

I hope you don't have the misfortune to place demand on it.

Tbf there are a small amount of people (% wise) who will never work because their benefits are almost ‘double’ the wages they could ever hope to earn.